1 Agreement of Terms

2 Our Terms

3 Contacting us

4 Records

5 Age Restriction on Products

6 Order Acceptance

7 Price, Purchases and Payment

8 Products

9 Delivery

10 Corrections

11 Returns

12 Data, privacy, security and your information

13  Gift Vouchers

14 Indemnification

15 Disputes

16 Variation

17 Intellectual Property

18 Restrictions on Misuse

19 General terms relating to our site

1 Agreement of Terms

This document contains very important information regarding your rights and obligations, as well as conditions, limitations, and exclusions that might apply to you. Please read it carefully before accessing or using our websites.  You must agree with all of these terms of use to use the site otherwise you are expressly prohibited from using the site and you must discontinue use immediately. Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference.

1.1 This Site

This website (the “Site”) is operated by Grand Drams International Limited (“we”, “our”, ” us” “Grand Drams”). We are a company registered in Scotland with company number SC686480  whose registered office is at The Cellar, Old Edinburgh Road, Inverness, Scotland, IV2 3HT.  Grand Drams International is know and also trades as “Grand Drams”. 

1.2 For the purposes of these terms, our Site includes the websites linked to the following domain names and all associated web pages: www.granddrams.com

2 Our Terms

2.1 Our Site is a retail site. These terms set out how you may buy or sell goods through our Site, what we will do, what we won’t do, and what you are obliged to do in relation to your sale or purchase of goods.

2.2  You should read these terms carefully before using our Site, as they create binding legal obligations upon you. If you do not understand any part of them please let us know using the contact details set out below. If you do not agree with or accept any of these terms, you should not use our Site. Please note that we may update our terms & costs from time to time, so if you revisit our Site at a later date you should check these again at that time to make sure you have seen the current version.

2.3 These terms are available only in English. No other languages will apply to these terms.

2.4 When using our Site you also agree to be legally bound by:

2.4.1 our privacy policy

2.4.2 our cookie policy 

2.5 All of the above documents form part of this contract as though set out in full here.

3 Contacting us

3.1 If you have any questions about our Site or these terms, including if you don’t understand any part of these terms, please contact us:

3.1.1 by e-mail at sales@granddrams.com;

3.1.2 by telephone at 01463 210 427; or

3.1.3 by post at

Grand Drams International
The Cellar
Old Edinburgh Road, Inverness
IV2 3HT, Scotland

3.2 We will endeavour to respond to you promptly. Please note that our email and telephone facilities are monitored only during the hours of 09:00 – 17:00 Monday through Saturday (excluding public and bank holidays in Scotland).

4 Records

4.1 Please also note that we may record calls and keep a record of correspondence to enable us to properly manage our Site, to deal with your query, and for quality and training purposes.

5 Age Restriction on Products 

5.1 Our Site is open to persons over eighteen (18) years if a resident in the UK. If you are under eighteen (18) in the UK please leave our Site immediately. If you continue to access the Site from locations outside the UK, you are responsible for compliance with local laws which relate to your accessing this Site, where they are applicable.

5.2 Our Site is based in the UK where it is illegal for persons under the age of 18 to buy or attempt to buy alcohol and for those over the age of 18 to buy or attempt to buy alcohol for those under the age of 18. The Site is intended for users who are at least 18 years old. To purchase alcoholic products from the Site you must be at least 18 years old and not be buying the products for anyone under the age of 18. 

5.3 You must also be of legal age to purchase alcohol in the country you are in when you make the order and the person the order is being shipped to must be of legal age to purchase alcohol in the country to which it is being shipped.

5.4 When you place an order you agree that you or another adult eligible to purchase alcohol will be available to sign for the parcel. If no eligible adult is available you accept full responsibility for rearranging delivery or collection with the relevant courier.

6 Order Acceptance 

6.1  Your order will be accepted only we inform you or process the order at which point a contract will come into existence between you and us.

6.2  Orders may not be accepted in the following circumstance (but not limited to):  product is out of stock,  due to unexpected limits on our resources which we could not reasonably plan for, because we have identified an error in the price or description of the product or because we are unable to meet a delivery deadline you have specified.

6.3  We reserve the right to refuse service to or an order from anyone for any reason at any time.

7 Price, Purchases and Payment 

7.1 The price of an item (which includes UK VAT where applicable) will be the price indicated on the order pages when you place your order. Prices for all products are subject to change. We take every reasonable care to ensure that the price of the product advised to you is correct. However, if there is an error please see 7.3.

7.2  All buyers outside the UK should be aware that local customs/duties laws in their respective shipping country prior to purchasing goods from our site. It is the buyer’s responsibility to adhere to such laws and to settle any duties and/or VAT payable upon arrival at the shipping country border. See our Shipping information page for further information. 

7.3  It is always possible that, despite our best efforts, some of the products we sell may be incorrectly priced. We will normally check prices before accepting your order so that, where the product’s correct price at your order date is less than our stated price at your order date, we will charge the lower amount. If the product’s correct price at your order date is higher than the price stated to you, we will contact you for your instructions before we accept your order.

7.4 We reserve the right to, but are not obliged to, refuse any order placed through the Site. We may, in our sole discretion, limit or cancel quantities purchased per person, per household, or per order. These restrictions may include orders placed by or under the same customer account, the same payment method, and/or orders that use the same billing or shipping address. We reserve the right to limit orders.

7.5 . In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e‑mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors.

7.6 You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.

7.7  We accept payments via visa and Mastercard only. We do not accept amex  All payments by credit card or debit card need to be authorised by the relevant card issuer. Extra steps such as the following may also apply:

7.7.1 Verified by Visa (see https://www.visaeurope.com/making-payments/verified-by-visa/); and
7.7.2 Mastercard®SecureCodeTM (see https://www.mastercard.co.uk/en-gb/consumers/features-benefits/securecode.html)

8 Products

8.1 Every effort is taken to display as accurately as possible the colours and details in the images of our products. However we cannot guarantee the specifications and details of the products will be accurate, complete, or current. We also cannot guarantee that your electronic display will accurately display the details or colour of any product. 

8.2 We reserve the right, but are not obliged, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at any time without notice, at the sole discretion of us. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited.

8.3 Not all of the items sold on our site are new.  They may also have been purchased from collectors or from auction. Product images on the website are intended for illustrative purposes only and may not be exact representations of the item in stock, particularly for antique and/or discontinued products, which may not be in 100% perfect condition. We will can let you know if this is the case before you purchase.

8.4 All products are subject to availability, and we cannot guarantee that items will be in stock. We reserve the right to discontinue any products at any time for any reason.

8.5 Certain products may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our returns policy. 

8.6 Products that are customised or personalised in any way to an order are subject only to the relevant terms & conditions of Consumer Rights Act 2015 & Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.

8.7 ‘Investment’ type products such as vintage wines/whisky, subject to speculative purchase and where the price in the market may vary are also exempted from the relevant cancellation Regulations Consumer Rights Act 2015 & Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.

9 Delivery

9.1 The costs of delivery will be as displayed to you on our shipping page at checkout. (If the courier increases supply costs or the volumetric weight of the shipment exceeds the weight estimate e.g for large orders, the additional cost will be borne by the buyer and invoiced prior to dispatch.)

9.2 The order process will show when we will provide the products to you. We will always aim to deliver the products to you as soon as reasonably possible and within 30 days after the date on which we accept your order, however this may be longer if you are based outwith the UK. See our shipping for more information.

9.3  If supply of the products is delayed by an event outside our control then we will contact you as soon as possible to let you know and we will take steps to minimise the effect of the delay. Provided we do this we will not be liable for delays caused by the event, but if there is a risk of substantial delay you may contact us using the process set out in the refund and connotation section to end the contract and receive a refund for any products you have paid for but not received.

9.4 Delivery providers may not be able to deliver the goods if they are unable to properly identify the recipient. Please ensure that you are able to provide our provider with a form of photographic ID. Recipients must be over 18 and able to provide proof of this upon delivery. You must ensure that you are available to take delivery of goods at the appointed time. If they are unavailable delivery providers may return the goods, or may retain the goods and provide you with various options for redelivery or collection, details of which shall be provided to you by the delivery provider. 

9.5  If there is a failed delivery to you, you do not re-arrange delivery or collect them from a delivery depot we will contact you for further instructions and may charge you for storage costs and any further delivery costs. If, despite our reasonable efforts, we are unable to contact you or re-arrange delivery or collection we may end the contract and cancel your order. In such circumstances, we will refund the cost of your order excluding any delivery costs. These terms also apply to orders that for whichever reason collection has been arranged but has not been completed by you within 14 days. 

9.6  Collection of the products from our premises is not currently available. This may be available in future but will be appointment only. Please note that alcohol cannot be collected before 10am due to Scottish licensing laws.

9.7 Product will be your responsibility from the time we deliver the product to the address you gave us or you when collect it from us. You own a product which is goods once we have received payment in full.

10 Corrections

10.1 Inadvertently there may be information on the Site that contains typographical errors, inaccuracies, or unknown omission, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Site at any time, without prior notice. This includes after you have submitted your order. 

10.2  We undertake no obligation to update, amend or clarify information on the website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied on the website, should be taken to indicate that all information on the website has been modified or updated on this date. 

11 Returns 

11.1 Please review our Returns Policy posted on the Site prior to making any purchases.

12 Data, Privacy, Security and Your Information 

12.1 Your privacy and security is a priority for us. Please review our Privacy Policy. By using the Site you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Use.  

12.2 We will maintain certain data that you transmit to the Site for the purpose of managing the performance of the Site, as well as data relating to your use of the Site. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

12.3 Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communication be in writing. 


12.5 You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

13  Gift Vouchers 

13.1 Purchase 

13.1.1 Grand Drams e-gift vouchers can be purchased at specified price increments ranging between £25 and £1,000 GPB.  Customers must be aged over 18 years old to purchase this gift voucher.  Any order including an e-gift voucher must be paid in GBP (£).

13.1.2 The buyer of an e-gift voucher must enter their full billing details. They will receive an email confirmation of the order once it has been placed and processed. If sending to an email recipient other than themselves the buyer will not receive the e-gift voucher number or pin code, this will be sent to the recipient only. 

13.1.3 If the e-gift voucher recipient’s email address is incorrect, it is the purchaser’s responsibility to notify our Customer Service department. If the e-gift voucher has not already been redeemed, we will cancel the e-gift voucher and reissue it to the correct email address with a different card number and pin code.

13.2  Risk of Loss

13.2.1 The risk of loss and title for an e-gift voucher pass to the purchaser upon electronic transmission of the e-gift voucher to the purchaser or designated recipient. Grand Drams is not responsible if any e-gift voucher is not received by the recipient, or is lost, stolen, destroyed or used without your permission.

13.3. Redemption

13.3.1 The eGift card can be redeemed against most products available at granddrams.com

To redeem your e-gift vouchers you will be required to enter the required details at checkout.  These details will be included in the confirmation email that is sent to the recipient of the e-gift voucher only. 

13.3.2 When you use an e-gift voucher, the amount of your order will be deducted from the balance on the e-gift voucher. If your order totals less than the value of the e-gift voucher any balance will be left as credit on the e-gift vouchers for you to spend in the future. No refund will be given for any balance left on an eGift Card. 

13.3.3 If a purchase exceeds the balance on the e-gift vouchers, the additional amount must be paid using any of the payment methods accepted on granddrams.com. No fees apply to the redemption of an e-gift voucher. 

Any order for a product which is paid for (in whole or in part) using a Grand Drams e-gift voucher is made on and subject to our retail terms of business.

13.4. Limitations

13.4.1 e-gift vouchers can only be redeemed online at granddrams.com.  e-gift vouchers cannot be redeemed instore, by telephone, mail order, letter or email.

13.4.2 e-gift vouchers are not a cheque guarantee, credit or charge card. It cannot be redeemed or exchanged for cash.

13.4.3 e-gift vouchers including any unused balances, expire 12 months from the date they are issued to the recipient.

13.4.4 Grand Drams will cancel the value of an e-gift voucher payment from the purchaser’s bank or card company is not received for the initial purchase of the card. Further action may be taken where the fraudulent use of a credit card is suspected.

If any item purchased with an e-gift voucher is subsequently exchanged for an item of a lower price or refunded, any money owing will be added to the remaining balance on the  e-gift vouchers

13.4.5 Refunds will not normally be given for the purchase of a Grand Drams e-gift voucher. However, as per the Consumer Contracts Regulations, your right to request a refund for your e-gift voucher starts from the moment you place your order until 14 days after the e-gift voucher is sent to the recipient. Refunds can only be made on e-gift voucher that have the full purchase value remaining. Only the purchaser of the e-gift voucher can obtain a refund. We can only give refunds using the original method of payment, to the same payment account.

13.4.6 We reserve the right to refuse to refund all or any part of a Grand Drams e-gift vouchers in circumstances where we consider (acting reasonably, in our sole discretion) that the request for a refund is fraudulent, or is part of a fraudulent transaction, or is otherwise being made improperly.

13.4.7 All refunds of goods or services purchased with a Grand Drams e-gift vouchers will be made in accordance with our refund policy. This does not affect your statutory rights.

13.4.8 Lost or stolen e-gift voucher cannot be replaced. If you lose your card number or pin code, or if it is stolen, please contact our customer service department. If the e-gift voucher has not already been redeemed, Grand Drams will cancel thee-gift voucher and reissue it to the recipient with a different card number and pin code.

13.4.9 If you are having difficulties redeeming your e-gift voucher, please contact our Customer Service department. If the problem cannot be resolved, and as long as the e-gift voucher has not already been redeemed, Grand Drams will cancel the e-gift voucher and reissue it to the recipient with different redemption details. 

13.4.10  e-gift vouchers cannot be used to purchase other e-gift vouchers.  e-gift vouchers cannot be resold, transferred for value or redeemed for cash, except to the extent required by law. Unused Grand Drams e-gift voucher card balances may not be transferred to another e-gift voucher.

13.4.11 The funds on e-gift voucher are not covered by the Financial Services Compensation Scheme. In the unlikely event of Grand Drams becoming insolvent, some funds on your e-gift voucher may not be available to spend.

13.4.12 Grand Drams International reserves the right to amend these terms and conditions from time to time where we consider it reasonable and necessary to do so.

Grand Drams e-gift voucher and these terms and conditions are issued by Grand Drams International, The Cellar, Old Edinburgh Road, Inverness, IV2 3HT. 

14 Indemnification

14.1 The Limits of our Liability, except for any legal responsibility that we cannot exclude in law (such as for death or personal injury), we are not legally responsible for any losses that were not foreseeable when you accessed our Site, or that were not caused by any breach of these terms or any duty on our part. Our Site is provided “as is,” and your use is at your own risk. We exclude to the fullest extent permitted by law, any and all express and implied warranties and guarantees.

14.2 What we say we will do, and what say we won’t do, what we and will not guarantee, and what we recommend or require you to do, in these terms is therefore very important. Please read these terms carefully and let us know if you don’t understand any point.

14.3 We shall have no liability to you for any breach of these terms caused by any event or circumstance beyond our reasonable control including, but not limited to, strikes, lock-outs or other industrial disputes; breakdown of systems or network access; or flood, fire, explosion or accident.

14.4 Further, except as explicitly set out in these terms, no person other than you may enforce these terms.

14.5 In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the site, even if we have been advised of the possibility of such damages. Notwithstanding anything to the contrary contained herein, our liability to you for any cause whatsoever and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to us during the six (6) month period prior to any cause of action arising . Certain us state laws and international laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers or limitations may not apply to you, and you may have additional rights.

14.6 The site is provided on an as-is and as-available basis. You agree that your use of the site services will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with the site and your use thereof, including, without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. we make no warranties or representations about the accuracy or completeness of the site’s content or the content of any websites linked to this site and we will assume no liability or responsibility for any (1) errors, mistakes, or inaccuracies of content and materials, (2) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of the site, (3) any unauthorised access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, (4) any interruption or cessation of transmission to or from the site, (5) any bugs, viruses, trojan horses, or the like which may be transmitted to or through the site by any third party, and/or (6) any errors or omissions in any content and materials or for any loss or damage of any kind incurred as a result of the use of any content posted, transmitted, or otherwise made available via the site. we do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the site, any hyperlinked website, or any website or mobile application featured in any banner or other advertising, and we will not be a party to or in any way be responsible for monitoring any transaction between you and any third-party providers of products or services. as with the purchase of a product or service through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.

15 Disputes

15.1 We will try to resolve any disputes with you quickly and efficiently.

15.2 If you are unhappy with us please contact us as soon as possible at sales@granddrams.com

15.3 If you and we cannot resolve a dispute using our complaint handling procedure, we will:

15.4.1 let you know that we cannot settle the dispute with you;

15.5  if you are a consumer, you may also use the online dispute resolution (ODR) platform at http://webgate.ec.europa.eu/odr/ to resolve the dispute with us.

15.6  If you want to take court proceedings, the relevant courts of the United Kingdom will have exclusive jurisdiction in relation to these terms, and relevant United Kingdom law will apply to these terms.

16 Variation

16.1 These terms are dated 08/08/23. No changes to these terms are valid or have any effect unless agreed by us in writing. We reserve the right to vary these terms from time to time.

17 Intellectual Property

17.1 This Site and all intellectual property in it is owned by us and or licensors or both (as applicable). Intellectual property includes the copyright in our Site, our trade marks and domain names, and those of other people, design rights, for example in our user interfaces, database rights, and all other intellectual property or rights of any kind, and whether or not they are registered or unregistered, even if it were possible to register them (and we have not progressed any such registration).

17.2 We and our licensors reserve all of our and their rights. This means, for example, that we (and they) remain owners of their intellectual property and remain free to use them as we (and they) see fit.

17.3 Where software is made available through our Site, or by us through any platform such as the Apple App Store or Google Play, please note that your download, installation and use of this software shall be subject to additional terms and conditions, which will be brought to your attention when accessing that software.

17.4  Please note that the following are trade marks owned by us or our licensors:

Grand Drams 

  1. 5 If you think any part of our Site, or anything available through our Site, infringes your rights, please contact us at sales@granddrams.com When contacting us please provide:
  2. 5.1 your address, telephone number, and email address;
  3. 5.2 description of the rights that you claim have been infringed;
  4. 5.3 a description of the alleged infringing activity;
  5. 5.4 a statement by you that you have a good faith belief that infringing activity is not authorised by you, the rights owner, its agent, or the law; and
  6. 5.5 a statement by you, made under penalty of perjury, that the information is accurate and that you are the rights owner or authorised to act on the rights owner’s behalf.
18 Restrictions on Misuse

18.1 You must not misuse our Site. The following are examples of misuse:

18.1.1 using the Site for any improper, unlawful, or immoral purpose,

18.1.2 causing any nuisance by your use of the Site or causing the operation of the Site to be jeopardised or impaired;

18.1.3 using the Site to create, host, or transmit any defamatory, offensive, or obscene material, or engaging in activities which would cause offence to others on grounds of race, religion, sexual orientation or otherwise;

18.1.4 using the Site to harm or attempt to harm other people (including children) in any way;

18.1.5 using the Site to create, host, or transmit any material that threatens or encourages bodily harm or the destruction of property, or would constitute a criminal offence or give rise to civil liability;

18.1.6 using the Site to create, host, or transmit material which infringes the copyright, trademark, patent, trade secret, privacy, right of publicity, or other intellectual property or rights of any other party;

18.1.7 using the Site to create, host, or transmit unsolicited advertising material to other users;

18.1.8 using the Site to create, host, or transmit any material that harasses another person;

18.1.9 using the Site to make false, misleading, deceptive, or fraudulent offers to sell or buy products, items, or services, or to send chain letters or pyramid schemes or the like;

18.1.10 using the Site to access, or to attempt to access, the accounts of others or to penetrate or attempt to penetrate or breach anyone’s security measures, computer software, hardware, electronic communication systems, or telecommunications systems;

18.1.11 using the Site to collect, or attempt to collect, personal information about third parties without their knowledge or consent, or to engage in “screen scraping,” “database scraping,” or any other activity with the purpose of obtaining lists of users or other data;

18.1.12 using the Site for any activity which adversely affects the ability of other people or systems to use the services or the Internet generally, including, without limitation, flooding and hacking;

18.1.13 impersonating any person or entity or using a false name that you are not authorised to use; and/or

18.1.14 encouraging, condoning, or glamorising under-age drinking, drunk-driving, or excessive consumption of alcoholic beverages.

19 General Terms Relating to Our Site

19.1 You agree that you are solely responsible for all costs and expenses you may incur in relation to your use of the Site.

19.2 Whilst we will try to make sure our Site is available and functions properly at all times, we do not guarantee that our Site will be available all the time, or at any particular time, that our Site will function properly, or that any functionality upon our Site will be available at all, or any, times. Further, we may suspend or terminate the operation of the Site at any time as we see fit. We may also restrict access to our Site to any person at any time whom has either breached these terms, or who is not engaged in any current auction or sale, or to protect the rights, property or safety of others. If you need to buy goods through our Site for a particular time or occasion, please do this as far in advance as possible, in case our Site is unavailable at the time you need to access it.

19.3 While we try to make sure that our Site is accurate and up-to-date, we cannot promise that it will be. Furthermore, we cannot promise that the Site will be fit or suitable for any purpose. Whilst we make certain requirements as regards those listing goods upon our Site as regards the information they submit, we have not verified that information, and shall not be liable to any buyer for any error or misrepresentation in that information. Where we provide previous sale prices for similar goods, this is for information purposes only, and does not guarantee that any sale or purchase of any other good shall be at the same or a similar price.

19.4 Where the Site allows you to login you must keep your password and other account details confidential. Please let us know immediately in the case that you suspect or know your password or other details have become known to any other person, and please do not allow any other person to use your login. You are liable for any use made of our Site via your login.

19.5 We seek to make the Site as accessible as possible. If you have any difficulties using the Site, please contact us at sales@granddrams.com. 

19.6  We may prevent or suspend your access to the Site if you do not comply, or we suspect you have not complied, with any part of these terms or any applicable law. This shall be without prejudice to our other rights and remedies in respect of such breach. Please note that we have the ability to trace your IP address and if necessary contact your internet service provider in the event of a suspected breach of these terms.

19.7 If your failure to comply may endanger the rights, property or interests of any other person, or we suspect that may be the case, we may disclose your details and any other relevant information we hold about you, to help prevent any damage being suffered.

19.8 Neither party shall be in breach of these terms nor liable for delay in performing, or failure to perform, any of its obligations under these terms if such delay or failure result from events, circumstances or causes beyond its reasonable control.

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